Tennessee Restaurant Insurance Made Easy
Why Smart Restaurant Owners Get Insured
(and Stay Insured)?
No More Staff Injury Surprises
Slippery floors and hot kitchens = employee injuries. We help manage Workers’ Comp so claims don’t skyrocket your premiums.
Simple, Gap-Free Coverage
Confused by your policy? We explain it in plain English—and make sure you don’t overpay or leave dangerous gaps.
Serving Alcohol? You’re Covered.
One drink too many could mean a lawsuit. We make sure you’re protected with the right Liquor Liability coverage.
Slip-and-Fall Lawsuits? Handled.
When disaster forces you to shut down, Business Interruption and Equipment Coverage keep your finances stable.
Fire, Floods & Breakdown? You’re Back Fast.
Customers trip, and suddenly you’re being sued. Our General Liability protects your business and your peace of mind.
Bonus: More Coverage, Less Hassle
From food spoilage to delivery van accidents, we’ve got your kitchen covered. We even help meet landlord lease requirements.
What’s On the Menu of Protection?
General Liability
Covers customer injuries, property damage, and legal fees — the essentials your landlord (and lawyer) will thank you for.
Property Insurance
Fires, theft, broken equipment then, Life happens. We’ll help you bounce back quickly.
Workers’ Compensation
Protects your team and keeps you compliant with Tennessee law.
Liquor Liability
Serving alcohol? Make sure one bad night doesn’t cost you your business.
Business Interruption
IF you’re forced to close temporarily, this covers lost income, keeping the lights (and hope) on.
Commercial Auto
Whether it’s deliveries or catering, we protect your business on wheels.
Food Spoilage & Contamination
Power out? Walk-in fridge fail? We’ve got your lost inventory covered.
What our customers say about us
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The company’s communication with customers is extremely poor. All notifications are sent only by regular mail, despite the fact that they have an email address and a phone number.
After we moved, the payment notice was sent to an old address, … More which resulted in me having to drive without insurance for two weeks.
With this level of service, I chose not to renew my policy and switched to another company — faster, cheaper, and hassle-free. -
Burnside Insurance is THE insurance group! Not only have they saved me thousands on my business policies, but have given me more coverage and secured by business for the future. I highly recommend their agency.
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Doran found great insurance rates for me for multiple vehicles for both commuting and pleasure. The explanation of the policy was clear and easily understood. I highly recommend.
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Burnside Insurance Group was a great help in finding the right coverage for our practice. The staff is knowledgeable and thorough with their products and services. We are very thankful for their service to us and the community.
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Burnside Insurance is a locally owned, family run business and it was a pleasure to work with Doran and Alisha. It was great to sit down and understand exactly what my policy covers and how my insurance needs were covered. I can’t imagine … More using another company after having the Burnside experience.
Why Choose Burnside Insurance Group?
We’re a locally owned, independent insurance agency in Cleveland, Tennessee. For over 30 years, we’ve helped restaurant owners across Southern Tennessee protect what matters most—from family-owned diners to full-service restaurants with liquor licenses. We speak both English and Spanish, and we treat every client like family.
Neighborhood Roots
Neighborhood-owned since 1990, we’ve spent over 30 years protecting restaurants across Southern Tennessee, from family-run spots to full-service establishments.
Inclusive & Bilingual
Inclusive service in English and Spanish means your needs are heard and understood so there’s 100% clarity and 0% confusion.
Always on Your Side
As a fully independent agency, we’re always advocating for your best interest. We promote bespoke coverage with real support.
