Most states have insurance laws that require drivers to have at least some automobile liability insurance. These laws were enacted to ensure that victims of automobile accidents receive compensation when their losses are caused by the actions of another individual who was negligent.
It’s often the case that the cost of repairing the damages to an older car is greater than its value. In these cases, your insurer will usually just “total” the car and give you a check for the car’s market value less the deductible. Many people with older cars decide not to purchase any physical damage coverage.
Related FAQs
Collision Physical Damage Coverage is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking ...
A number of factors can affect the cost of your automobile insurance, some of which you can control and some that you can’t. The type of car you drive, ...
Let's Find the Right Coverage for You
Talk with a local agent in Cleveland or request a free quote. It only takes a few minutes, and there's no obligation.
Call Our Cleveland Office
Prefer to talk it through? Our licensed agents live and work in Cleveland, TN, and they'll walk you through your options one-on-one.
